Get your rate
For companies that sell on credit terms

the last funding facility you'll ever need.

Securitization is where every company's funding journey ends. We take your receivables straight there and run the whole program, end to end. You just run your business.

$143,560,735
Modeled annualized invoice volume
Factoringhigh teens and up
Non-bank lenders and private credit
Bank lines
Securitizationsingle digits
the top rung
Invoice Ledgerstraight to the top ↑
01 · The ladder ends here

There's nowhere left to graduate.

Factoring, non-bank lenders and private credit, bank lines: every lender is a rung on the same ladder, each one cheaper and harder to qualify for. Securitization is the top rung, where the largest companies fund their invoices. We take you straight there, and you stay there.

02 · End to end, by us

We run all of it. You run your business.

Not a lender to manage. Not software to learn. A complete capital strategy, executed for you.

Invoice Ledger handles
  • Credit insurance, placed or reused
  • Program structure and legal
  • Investors and placement
  • Every invoice verified
  • Collection accounts and reconciliation
  • Eligibility and limits, every day
  • Insurer and investor reporting
  • Every renewal, every cycle
Your part Keep selling.

Invoice your customers the way you do today.

Once, together

We review your AR workflow and close any gaps with you, from customer confirmations to a collection account.

Every day after

It runs. We handle the rest.

03 · Peace of mind

Never worry about aging AR again.

Invoices turn into cash in days, at institutional rates. Collections land in a controlled account and reconcile themselves. Your aging report stops being a risk you manage and becomes a source of funding.

Accounts receivable agingIllustrative
Current$1.24M
1 to 30 days$860K
31 to 60 days$540K
61 to 90 days$210K
Cash available$0
04 · What it's worth

Priced like the world's largest companies.

Factoring prices every customer one by one and charges for it on every invoice. Securitization prices your receivables off your credit insurer, the way institutional investors price them. Slide to see the difference.

Receivables you finance a year$8M
$2M$200M
Factoring, about 16% a year$1.28M
Back in your business, every year$480K–$640K

Illustrative: a factoring line at about 16% a year against a 6–8 point lower cost of capital. Your rate depends on your insurer, customers, terms and volume. Model your own book →

05 · Think like a bank

you're already issuing credit. now capitalize on it like a bank.

Every invoice on terms is credit you extend to a customer. Banks don't wait to be repaid: they pool their loans, sell them to investors and lend again. Securitization does the same for your receivables, at institutional rates, without you becoming a bank.

01You sell on terms
02Invoices pooled in your program
03Investors fund the pool
04Cash back to you, at institutional rates